**I am working toward saving money; one of the savings ...(1)... I may want to consider is a**

**savings account. Savings accounts ...(2)... pay interest (although a relatively small amount)**

**on the account. A savings account can be easily done, but there are definitely some things**

**to**

**take up and ...(3)... before choosing an option. First, consider which bank you want to**

**open**

**the account with. Look for convenience, and ...(4)..., but also consider the interest**

**paid.**

**Some banks provide specific facilities over a specific account balance, or with some,**

**the interest increases as the balance increases. Also ...(5)... any charges that bank may**

**impose on you. Common charges include low balance charges, monthly charges, and ATM**

**charges (if I have access to my money via ATM). Any charge that I have to pay will ...(6)...**

**reduce my savings. So I try to minimise them. I may also consider opening a savings account**

**with Jan Dhan Yojana. Once I am to decide a bank, I'll have to determine what kind of**

**savings account I'll open. A basic savings account offers higher interest rates but ...(7)...**

**requirements and restrictions, ...(8)... other than saving accounts ...(9)... offer higher interest**

**rates but more restrictions. Before I open a new banking account. I am to start saving. Even**

**if I only have a small amount to ...(10)... each month, even a little money is a great start.**

**1.**

**1) benefits**

2) privilege

3) discretion

4) options

5) grant

2) privilege

3) discretion

4) options

5) grant

**2.**

1) infrequently

2) rarely

3) usually

4) unusually

5) habitually

1) infrequently

2) rarely

3) usually

4) unusually

5) habitually

**3.**

1) rank

2) evaluate

3) sized up

4) estimate

5) neglect

1) rank

2) evaluate

3) sized up

4) estimate

5) neglect

**4.**

1) accessibility

2) difficulty

3) restriction

4) inutility

5) suitability

1) accessibility

2) difficulty

3) restriction

4) inutility

5) suitability

**5.**

1) unification

2) rending

3) review

4) breaking

5) combining

1) unification

2) rending

3) review

4) breaking

5) combining

**6.**

1) seeming

2) tending

3) partiality

4) likely

5) leaning

1) seeming

2) tending

3) partiality

4) likely

5) leaning

**7.**

1) consequential

2) major

3) important

4) large

5) fewer

1) consequential

2) major

3) important

4) large

5) fewer

**8.**

1) while

2) before

3) until

4) unless

5) during

1) while

2) before

3) until

4) unless

5) during

**9.**

1) seldom

2) often

3) earlier

4) repeatedly

5) rarely

1) seldom

2) often

3) earlier

4) repeatedly

5) rarely

**10.**

1) withhold

2) counteract

3) contribute

4) take

5) withdraw

1) withhold

2) counteract

3) contribute

4) take

5) withdraw

**Answers**

**1. 4**

2. 3

3. 2

4. 1

5. 3

6. 4

7. 5

8. 1

9. 2

10. 3

2. 3

3. 2

4. 1

5. 3

6. 4

7. 5

8. 1

9. 2

10. 3